Fees

  • Financial planning is a process, not a stagnant document and is designed to help you reach your specific financial goals by offering ongoing financial planning services. Copilot Financial provides objective and unbiased advice. We uphold our commitment to answer only to you and to keep your financial well-being at the center of our recommendations.

  • We are a fee-only firm. To be transparent, our revenue is based on your portfolio size meaning our revenue increases as your portfolio increase. No commissions, no conflicts of interest. Just honest advice centered around helping you reach your goals.

  • Our cost are based on the market value of assets under management (AUM). Based on our tiered pricing, our advisory fee begins at 1.2% of AUM and your cost decrease as your AUM increases.

Our Process

  • 1. See If We’re the Right Fit!

    • During our introduction call/meeting, our focus is to answer any questions you have, ask necessary questions to get a sense for your goals, and for us both to determine whether or not our unique service model is the right fit for you. If we feel confident that we can be a good fit together, we will request necessary information for our next meeting.

    • We know that we aren’t the right firm for everyone and if possible, we will happily refer you to a firm that may be a better fit for your needs.

  • 2. Learn Our Process

    • If we feel confident that we can be a good fit together, we will provide an overview of our process and request necessary financial information for our next meeting as well as provide instructions to determine a time for us to schedule a virtual meeting to progress our conversation.

  • 3. Share Your Vision

    • We will focus on your money history, goals, and what’s most important to you along with some high level financial information. Together, we’ll explore all of your exciting dreams and goals, as well as the financial fears that are holding you back.

  • 4. Your Proposal

    • Here we build your custom personalized proposal that’s tailored and aligned toward your goals.

  • 5. Take-Off!

    • Based on our discussions and the information you’ve shared, we’ll propose action steps to put your personalized plan into action and begin our partnership to be your copilot implementing your financial realities of today with your goals for tomorrow.

  • 6. Ongoing Support

    • We will meet a minimum once a year to reassess your financial plan and make any changes needed. A financial plan should be able to grow and change with you so it